Short Sale

Alternatives to Foreclosure with the Law Offices of Anthony W. Surber, P.A.- Attorney and Counselors at Law

Today’s real estate market is forcing many families from their homes due to pending foreclosures.  Being foreclosed on is both scary and confusing and we at The Law Offices of Anthony Surber, P.A. understand this life-changing event.

Many people facing a foreclosure are not sure what rights they have, or more importantly… what options or alternatives are available to them. 

We can help. 

Mr. Surber and his experienced staff specialize in real estate and alternatives to foreclosure….such as short sales.

What is a short sale?  A short sale is an alternative to a foreclosure action wherein a lender will agree to accept an amount less than what is actually owed on the property.  Hence the term “short sale.”  Ok, but why would any bank accept less than what they are actually owed?  Simply put, they will almost always net more money in a private short sale than they will at a foreclosure sale or ‘auction”.

The Law Offices of Anthony W. Surber, P.A. are eager and willing to discuss your options with you.  We offer a free thirty (30) minute consultation and are equipped to answer all of your questions.  Worried that you won’t be able to afford the attorneys’ fees?  In most cases, your lenders will pay for any and all closing costs and/or attorneys’ fees on your behalf!!

Be aware that the last thing your lender wants to do is foreclose.  They will be forced to do so but would rather entertain other options if they make sense…..and short sales make the most sense in this difficult market.  Lenders are in fact losing millions of dollars however short sales are always a better option for a foreclosing bank.  We understand how stressful a foreclosure can be on an individual and their family.  We advise individuals and families everyday that have fallen victim to today’s market. 

Don’t wait until you have been served with foreclosure papers… plan today.  Many of our clients come to our offices after they have been served, but we are advocates of planning in advance.  Short sales can be tedious and time consuming.  Lenders are over-whelmed with these requests and can barely keep up with the files that they are working on now.  Therefore, it is critical to allow for enough time to list your property for sale, secure a prospective buyer and submit your short sale package with the lender.  We can walk you through this entire process as our offices only work with real estate professionals that specialize in short sales.  Lenders can take up to ninety days to review your file.so planning early is mandatory.

The Law Offices of Anthony W. Surber, P.A. will work and negotiate with your lender to make certain that they forgive any remaining balances on your loan.  This fact is almost always forgotten by non-lawyer short sale companies.  It is critical that you hire an experienced attorney to make sure you are legally protected.  NOTE:  They may be some tax implications with conducting a short sale and you should consult with an accountant to discuss these issues. 

Remember, you have options and The Law Offices of Anthony W. Surber, P.A. is waiting to help.

The Information you obtain at this site is not, nor is it intended to be, legal advice.
You should consult an attorney for individual advice regarding your own situation.